Loan rates remain low and for someone holding good equity in a home loan, securing a good remortgage deal could give capital to a small business if needed. The remortgage could give the small business enough capital to sustain through the tough economy or to grow. If the business, for whatever reason, could not secure its own loan, the owner could look toward a remortgage to obtain needed funds. This would definitely be a decision that would have to be weighed against the pros of putting funds into the business instead of into the homeowner’s cash flow.

If not for capital funds for daily operations, the money could be used to make a deposit toward the purchase of a business property. It is not only homes that have become attractive to buyers due to low rates and low values. Business properties have low sell costs and the economy has put attractive properties on the market. An investment to own a business property might be a good move for a small business presently holding a lease on a property.

For the remortgage to work in this situation the homeowner would have to have adequate equity built up in the home. The funds through the remortgage would have to be enough for the needs of the small business. For the small business that maintains the owner’s full income it might be worth a boost from the home owner’s remortgage.

Consulting with a financial advisor as to the status and strength of your small business as well as reviewing your home’s value and built equity would be the first step in considering this option. Choosing the right remortgage company can be difficult, be sure to ask the right questions about your remortgage.As long as property can be purchased below usual values, and rates remain low, using a remortgage to fund a small business might be a worthwhile option in some situations.