The UK housing market has seen its fair share of rough waters this year as the warm summer months are traded for the chill of autumn. Increase to the standard base rate, new tax laws, struggling house price growth, and the looming uncertainty of Brexit have created a market full of questions for the future and few solid answers. The biggest expectation for house owners as well as landlords at this point is few favourable remortgage deals available.

The truth however often contradicts expectation in this case as favourable deals for anyone in search of remortgage are out there waiting to be picked up.

House owners as well as those in search of buy to let property are in luck. Deals are available which feature not only low interest rates and low to free administration costs, but cash back options as well.

These deals are a welcome surprise from what is expected at this time of year. Buy to let deals are being offered at interest rates not seen since the year 2012. Remortgage packages featuring low fixed rates are also available for house owners who are trying to avoid moving on to the lender standard variable rate and paying more for the monthly mortgage.

It is quite a surprise currently for anyone looking for a favourable remortgage deal to find it, and with low fixed rates. There have been two increases in the standard base rate within twelve months and logic says low fixed rates should not be available now. Fortunately, for many who have not remortgaged to this point, there are deals available which can potentially save money as well as offer some fine incentives.