There is brilliance in planning and nothing can make a holiday fit into a budget with ease better than planning. It may have just turned spring, but it’s time to be thinking ahead of summer if you have wanderlust. Homeowners are discovering that perhaps now is the best time ever to take advantage of a remortgage and finance the holiday of their dreams.

While the housing market may be cooling off as consumers become cautious about jumping into homeownership, experts see the cooling off period as necessary. House prices had risen to the point that many hopeful homeowners were completely shut out from the property ladder. News of prices cooling off will bring first time buyers back to the market which is good for the economy overall.

Homeowners are sitting nicely in the lending market as they have a wide variety of choices in remortgage products. Interest rates are very low and won’t stay that way forever. This is why many are choosing to not only remortgage their property but take advantage of their built up equity and release cash from it.

A cash release remortgage gives homeowners cash within their remortgage to secure a better interest rate and/or a longer term. The cash is totally in control of the homeowner and they can do with it as they please, whether that is to build an emergency fund, make an investment, put money back into the home with improvements, make a major purchase, consolidate debt, or even fund a summer holiday of their dreams.

Homeowners that plan smartly could not only secure savings in a remortgage, but lengthen the time period of the benefit of a lower interest rate than their current deal. Meanwhile they could be securing a cheaper holiday package by planning way ahead of summer time. Saving money, securing peace of mind with a longer term deal, as well as the opportunity to plan for a dreamy summer holiday could all be made possible with one of the current low interest rate remortgage deals on the market.