History

The Chesham Building Society was originally founded in 1845 in the market town of Chesham, in Buckinghamshire, England. During its earlier years, it survived many changes that other societies could not. It had branches in Aylesbury, Little Chalfont, and an agency in Tring and their head office was located in Chesham.

Their logo was a stylized chess piece, which was meant as a pun on the name of the local River Chess. And their original slogan was "Far better for being near to you."

It was the 37th largest building society in the UK until it merged with the Skipton Building Society in June 2010. Now all of the previous client services including mortgages from the Chesham Building Society are being managed through the Skipton Building Society.

Remortgages offered through Chesham Building Society

Below are the remortgage offers that are now available through Skipton Building Society:

Fixed Rate - your initial rate will be fixed for an agreed period ranging from 2, 3 and 5 years. After the fixed rate period has finished your mortgage will revert to Skipton's standard variable rate. There is an early repayment charge during the fixed rate period. Legal and Valuation fees are waived if you choose these products as part of a re-mortgage deal. You can make overpayments of up to 10% of the original loan without incurring an early repayment charge during the fixed period. A completion fee is applicable. An application fee may apply.

Skipton has two types of tracker rate mortgages:

Base Rate Tracker - your rate is set above the Bank of England Base Rate for 3 years. After the tracker rate period your mortgage reverts to Skipton's standard variable rate. There is no early repayment charge. Legal and Valuation fees are waived if you choose these products as part of a re-mortgage deal. You can make overpayments of up to 10% of the original loan without incurring an early repayment charge. A completion fee is payable. An application fee is payable.

Base Rate Tracker Plus - your rate is set at the Bank of England Base Rate for 1 year. For the next 2 years is set above the Banks of England Base Rate. After the tracker rate period your mortgage reverts to Skipton's standard variable rate. There is an early repayment charge during the tracker rate period. Legal and Valuation fees are waived if you choose these products as part of a re-mortgage deal. You can make overpayments of up to 10% of the original loan without incurring an early repayment charge for 3 years. A completion fee is payable. An application fee is payable.

Discount mortgages - your initial rate will be set at a discount off Skipton's standard variable rate for a 3 year discount re-mortgage. After the discount period has finished your rate will revert to Skipton's standard variable rate. Legal and Valuation fees are waived if you choose these products as part of a re-mortgage deal. You can make overpayments of up to 10% of the original loan without incurring an early repayment charge for 3 years. A completion fee is applicable. There is no application fee.

Variable Rate - your rate is capped for an agreed period. For the first 2 years you will also receive a discount off the Skipton's standard variable rate. After this your mortgage will revert to the Skipton's standard variable rate. There is an early repayment charge. Legal and Valuation fees are waived if you choose this product as part of a re-mortgage deal. You can make overpayments of up to 10% of the original loan without incurring an early repayment charge. A completion fee is applicable. There is no application fee.

Skipton also offers Buy to Let mortgages:

Discount - your rate will be set at a discount of Skipton's buy to let standard variable rate. After this discount period your mortgage will revert to Skipton's buy to let standard variable rate. There is no early repayment charge. Legal and Valuation fees are waived if you choose this product as part of a re-mortgage deal. You can make overpayments of up to 10% of the original loan without incurring an early repayment charge. A completion fee is payable. An application fee is payable.

Discount Plus - your rate will be set at a discount off Skipton's buy to let standard variable rate. After this discount period your mortgage will revert to Skipton's buy to let standard variable rate. There is an early repayment charge. Legal and Valuation fees are waived if you choose this product as part of a re-mortgage deal. You can make overpayments of up to 10% of the original loan without incurring an early repayment charge. A completion fee is payable. An application fee is payable.

Fixed - your initial rate is fixed for an agreed period. After the fixed rate period has finished your mortgage will revert to Skipton's buy to let standard variable rate. There is an early repayment charge. Legal and Valuation fees are waived if you choose this product as part of a re-mortgage deal. You can make overpayments of up to 10% of the original loan without incurring an early repayment charge. A completion fee is payable. An application fee is payable.